Designed for not-for-profit organisations, this insurance covers the office bearers and employees against personal liability for breaches of their duties as well as the organisation’s liability. Key features can be:
- professional indemnity cover for the provision of professional services
- association liability cover for claims against the association
- office bearer’s liability cover and association reimbursement for claims against directors, officers and employees of the association
- employment practice liability such as wrongful dismissal or discrimination claims
- representation expenses at official investigations or inquiries
- fidelity cover, and
- optional tax audit insurance.