One of the fastest growing areas of employment in Australia is in the information technology field and more specifically, IT contracting. IT Liability insurance is specifically designed for this complex and diverse market. IT Liability insurance provides protection for organisations against any possible legal liabilities that may arise from such instances as the failure of products, services and/or advice resulting from the business activities.

It’s very difficult to ignore or deny the rising incidents in Cyber Crime. Examples of data theft ranging from the accidental release of customers’ details, credit card number theft and ‘denial of service’ attacks, which can suspend a company’s operations, are on the increase. Organisations require a tailored Cyber Liability policy to protect them for when data is compromised and systems break down. Your business can suffer a loss in market value, reduced productivity and revenue due to business interruption, significant recovery costs and penalties, irreversible damage to the corporate brand and customer trust not to mention possible exposure to class action lawsuits. Cyber and Privacy Protection Insurance policies can be customised to your specific needs and can cover a broad range of first and third party risks, including those with emerging content and transactional exposures.

Designed for not-for-profit organisations, this insurance covers the office bearers and employees against personal liability for breaches of their duties as well as the organisation’s liability. Key features can be:

• professional indemnity cover for the provision of professional services
• association liability cover for claims against the association
• office bearer’s liability cover and association reimbursement for claims against directors, officers and employees of the association
• employment practice liability such as wrongful dismissal or discrimination claims
• representation expenses at official investigations or inquiries
• fidelity cover, and
• optional tax audit insurance.

Operating a business in the medical field can be complex and challenging. Claims  against medical centres, clinics and day surgeries can happen no matter how high the level of care. We understand the unique risks faced by healthcare establishments and have a medical malpractice insurance policies that are deal for these businesses.

Management Liability Insurance is a vital component in any private company’s insurance portfolio. It’s a known fact that many private Australian companies continue to operate unaware of serious gaps in their cover for management-related risks. All too often protection in this area is ignored, leaving not only the directors and officers exposed, but also the company itself. Management Liability Insurance is specifically tailored to protect private companies and their directors. It’s more comprehensive than traditional directors and officers insurance as it protects both the financial wellbeing of the company and the personal wealth of its directors and officers.

If you’re in the business of providing professional advice, you might like to take some professional advice from us – just so you don’t lose sleep worrying about some of the things that are beyond your control. While we can’t dot every ‘i’ or cross every ‘t’ for you, we can arrange Professional Indemnity Insurance to protect you, your employees and your business against claims arising from alleged errors and omissions in the execution of your professional duty.